LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,477
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,301
−HK$836/mo
Today · 4.125%
HK$28,137
baseline
▲ 0.50% · 4.625%
HK$29,849
+HK$1,712/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,274/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,455
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,245
−HK$802/mo
Today · 4.125%
HK$31,047
baseline
▲ 0.50% · 4.625%
HK$32,683
+HK$1,636/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,094/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,772
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,761
−HK$1,004/mo
Today · 4.125%
HK$33,765
baseline
▲ 0.50% · 4.625%
HK$35,819
+HK$2,054/mo
Deposit HK$4.64M · loan HK$6.97M · min. income ≈ HK$67,530/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,346
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,294
−HK$962/mo
Today · 4.125%
HK$37,256
baseline
▲ 0.50% · 4.625%
HK$39,220
+HK$1,964/mo
Deposit HK$4.64M · loan HK$6.97M · min. income ≈ HK$74,512/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,068
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,221
−HK$1,171/mo
Today · 4.125%
HK$39,392
baseline
▲ 0.50% · 4.625%
HK$41,789
+HK$2,397/mo
Deposit HK$3.48M · loan HK$8.13M · min. income ≈ HK$78,784/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,238
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,343
−HK$1,122/mo
Today · 4.125%
HK$43,465
baseline
▲ 0.50% · 4.625%
HK$45,757
+HK$2,292/mo
Deposit HK$3.48M · loan HK$8.13M · min. income ≈ HK$86,930/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,659
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,141
−HK$1,506/mo
Today · 4.125%
HK$50,647
baseline
▲ 0.50% · 4.625%
HK$53,729
+HK$3,082/mo
Deposit HK$1.16M · loan HK$10.45M · min. income ≈ HK$101,294/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,020
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,442
−HK$1,442/mo
Today · 4.125%
HK$55,884
baseline
▲ 0.50% · 4.625%
HK$58,830
+HK$2,946/mo
Deposit HK$1.16M · loan HK$10.45M · min. income ≈ HK$111,768/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,428 · Scale 2, in force from 26 Feb 2026)