LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,481
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,305
−HK$836/mo
Today · 4.125%
HK$28,141
baseline
▲ 0.50% · 4.625%
HK$29,854
+HK$1,713/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,282/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,460
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,250
−HK$801/mo
Today · 4.125%
HK$31,051
baseline
▲ 0.50% · 4.625%
HK$32,688
+HK$1,637/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,102/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,777
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,766
−HK$1,004/mo
Today · 4.125%
HK$33,770
baseline
▲ 0.50% · 4.625%
HK$35,825
+HK$2,055/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,540/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,352
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,300
−HK$962/mo
Today · 4.125%
HK$37,262
baseline
▲ 0.50% · 4.625%
HK$39,226
+HK$1,964/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,524/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,073
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,226
−HK$1,172/mo
Today · 4.125%
HK$39,398
baseline
▲ 0.50% · 4.625%
HK$41,795
+HK$2,397/mo
Deposit HK$3.48M · loan HK$8.13M · min. income ≈ HK$78,796/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,244
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,350
−HK$1,122/mo
Today · 4.125%
HK$43,472
baseline
▲ 0.50% · 4.625%
HK$45,763
+HK$2,291/mo
Deposit HK$3.48M · loan HK$8.13M · min. income ≈ HK$86,944/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,666
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,148
−HK$1,507/mo
Today · 4.125%
HK$50,655
baseline
▲ 0.50% · 4.625%
HK$53,737
+HK$3,082/mo
Deposit HK$1.16M · loan HK$10.45M · min. income ≈ HK$101,310/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,028
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,450
−HK$1,442/mo
Today · 4.125%
HK$55,892
baseline
▲ 0.50% · 4.625%
HK$58,839
+HK$2,947/mo
Deposit HK$1.16M · loan HK$10.45M · min. income ≈ HK$111,784/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,493 · Scale 2, in force from 26 Feb 2026)