LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,482
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,306
−HK$837/mo
Today · 4.125%
HK$28,143
baseline
▲ 0.50% · 4.625%
HK$29,855
+HK$1,712/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,286/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,461
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,251
−HK$802/mo
Today · 4.125%
HK$31,053
baseline
▲ 0.50% · 4.625%
HK$32,689
+HK$1,636/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,106/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,778
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,767
−HK$1,004/mo
Today · 4.125%
HK$33,771
baseline
▲ 0.50% · 4.625%
HK$35,826
+HK$2,055/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,542/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,353
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,301
−HK$962/mo
Today · 4.125%
HK$37,263
baseline
▲ 0.50% · 4.625%
HK$39,227
+HK$1,964/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,526/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,075
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,228
−HK$1,172/mo
Today · 4.125%
HK$39,400
baseline
▲ 0.50% · 4.625%
HK$41,797
+HK$2,397/mo
Deposit HK$3.48M · loan HK$8.13M · min. income ≈ HK$78,800/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,245
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,351
−HK$1,123/mo
Today · 4.125%
HK$43,474
baseline
▲ 0.50% · 4.625%
HK$45,765
+HK$2,291/mo
Deposit HK$3.48M · loan HK$8.13M · min. income ≈ HK$86,948/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,668
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,150
−HK$1,507/mo
Today · 4.125%
HK$50,657
baseline
▲ 0.50% · 4.625%
HK$53,739
+HK$3,082/mo
Deposit HK$1.16M · loan HK$10.45M · min. income ≈ HK$101,314/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,030
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,452
−HK$1,443/mo
Today · 4.125%
HK$55,895
baseline
▲ 0.50% · 4.625%
HK$58,841
+HK$2,946/mo
Deposit HK$1.16M · loan HK$10.45M · min. income ≈ HK$111,790/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,510 · Scale 2, in force from 26 Feb 2026)