LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,489
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,313
−HK$838/mo
Today · 4.125%
HK$28,151
baseline
▲ 0.50% · 4.625%
HK$29,863
+HK$1,712/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,302/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,469
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,260
−HK$801/mo
Today · 4.125%
HK$31,061
baseline
▲ 0.50% · 4.625%
HK$32,699
+HK$1,638/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,122/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,787
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,776
−HK$1,005/mo
Today · 4.125%
HK$33,781
baseline
▲ 0.50% · 4.625%
HK$35,836
+HK$2,055/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,562/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,363
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,311
−HK$963/mo
Today · 4.125%
HK$37,274
baseline
▲ 0.50% · 4.625%
HK$39,238
+HK$1,964/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,548/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,085
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,239
−HK$1,172/mo
Today · 4.125%
HK$39,411
baseline
▲ 0.50% · 4.625%
HK$41,809
+HK$2,398/mo
Deposit HK$3.49M · loan HK$8.13M · min. income ≈ HK$78,822/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,257
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,363
−HK$1,123/mo
Today · 4.125%
HK$43,486
baseline
▲ 0.50% · 4.625%
HK$45,778
+HK$2,292/mo
Deposit HK$3.49M · loan HK$8.13M · min. income ≈ HK$86,972/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,681
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,164
−HK$1,507/mo
Today · 4.125%
HK$50,671
baseline
▲ 0.50% · 4.625%
HK$53,754
+HK$3,083/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,342/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,045
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,467
−HK$1,443/mo
Today · 4.125%
HK$55,910
baseline
▲ 0.50% · 4.625%
HK$58,858
+HK$2,948/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,820/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,633 · Scale 2, in force from 26 Feb 2026)