LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,493
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,317
−HK$837/mo
Today · 4.125%
HK$28,154
baseline
▲ 0.50% · 4.625%
HK$29,867
+HK$1,713/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,308/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,473
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,264
−HK$802/mo
Today · 4.125%
HK$31,066
baseline
▲ 0.50% · 4.625%
HK$32,703
+HK$1,637/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,132/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$435,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,792
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,780
−HK$1,005/mo
Today · 4.125%
HK$33,785
baseline
▲ 0.50% · 4.625%
HK$35,841
+HK$2,056/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,570/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,368
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,316
−HK$963/mo
Today · 4.125%
HK$37,279
baseline
▲ 0.50% · 4.625%
HK$39,244
+HK$1,965/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,558/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,090
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,244
−HK$1,172/mo
Today · 4.125%
HK$39,416
baseline
▲ 0.50% · 4.625%
HK$41,814
+HK$2,398/mo
Deposit HK$3.49M · loan HK$8.13M · min. income ≈ HK$78,832/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,262
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,369
−HK$1,123/mo
Today · 4.125%
HK$43,492
baseline
▲ 0.50% · 4.625%
HK$45,784
+HK$2,292/mo
Deposit HK$3.49M · loan HK$8.13M · min. income ≈ HK$86,984/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,687
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,171
−HK$1,507/mo
Today · 4.125%
HK$50,678
baseline
▲ 0.50% · 4.625%
HK$53,761
+HK$3,083/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,356/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,052
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,475
−HK$1,443/mo
Today · 4.125%
HK$55,918
baseline
▲ 0.50% · 4.625%
HK$58,865
+HK$2,947/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,836/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,691 · Scale 2, in force from 26 Feb 2026)