LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,494
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,318
−HK$837/mo
Today · 4.125%
HK$28,155
baseline
▲ 0.50% · 4.625%
HK$29,869
+HK$1,714/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,310/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,474
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,265
−HK$802/mo
Today · 4.125%
HK$31,067
baseline
▲ 0.50% · 4.625%
HK$32,704
+HK$1,637/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,134/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,793
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,782
−HK$1,005/mo
Today · 4.125%
HK$33,787
baseline
▲ 0.50% · 4.625%
HK$35,842
+HK$2,055/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,574/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,369
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,318
−HK$962/mo
Today · 4.125%
HK$37,280
baseline
▲ 0.50% · 4.625%
HK$39,245
+HK$1,965/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,560/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,092
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,245
−HK$1,173/mo
Today · 4.125%
HK$39,418
baseline
▲ 0.50% · 4.625%
HK$41,816
+HK$2,398/mo
Deposit HK$3.49M · loan HK$8.13M · min. income ≈ HK$78,836/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,264
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,371
−HK$1,122/mo
Today · 4.125%
HK$43,493
baseline
▲ 0.50% · 4.625%
HK$45,786
+HK$2,293/mo
Deposit HK$3.49M · loan HK$8.13M · min. income ≈ HK$86,986/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,689
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,173
−HK$1,507/mo
Today · 4.125%
HK$50,680
baseline
▲ 0.50% · 4.625%
HK$53,764
+HK$3,084/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,360/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,054
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,477
−HK$1,443/mo
Today · 4.125%
HK$55,920
baseline
▲ 0.50% · 4.625%
HK$58,868
+HK$2,948/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,840/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,709 · Scale 2, in force from 26 Feb 2026)