LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,498
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,322
−HK$838/mo
Today · 4.125%
HK$28,160
baseline
▲ 0.50% · 4.625%
HK$29,873
+HK$1,713/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,320/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,479
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,270
−HK$802/mo
Today · 4.125%
HK$31,072
baseline
▲ 0.50% · 4.625%
HK$32,709
+HK$1,637/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,144/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,798
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,787
−HK$1,005/mo
Today · 4.125%
HK$33,792
baseline
▲ 0.50% · 4.625%
HK$35,848
+HK$2,056/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,584/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,375
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,324
−HK$962/mo
Today · 4.125%
HK$37,286
baseline
▲ 0.50% · 4.625%
HK$39,251
+HK$1,965/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,572/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,098
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,251
−HK$1,173/mo
Today · 4.125%
HK$39,424
baseline
▲ 0.50% · 4.625%
HK$41,823
+HK$2,399/mo
Deposit HK$3.49M · loan HK$8.13M · min. income ≈ HK$78,848/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,271
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,377
−HK$1,123/mo
Today · 4.125%
HK$43,500
baseline
▲ 0.50% · 4.625%
HK$45,793
+HK$2,293/mo
Deposit HK$3.49M · loan HK$8.13M · min. income ≈ HK$87,000/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,697
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,180
−HK$1,508/mo
Today · 4.125%
HK$50,688
baseline
▲ 0.50% · 4.625%
HK$53,772
+HK$3,084/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,376/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,062
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,485
−HK$1,444/mo
Today · 4.125%
HK$55,929
baseline
▲ 0.50% · 4.625%
HK$58,877
+HK$2,948/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,858/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,777 · Scale 2, in force from 26 Feb 2026)