LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,500
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,324
−HK$837/mo
Today · 4.125%
HK$28,161
baseline
▲ 0.50% · 4.625%
HK$29,875
+HK$1,714/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,322/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,481
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,271
−HK$802/mo
Today · 4.125%
HK$31,073
baseline
▲ 0.50% · 4.625%
HK$32,711
+HK$1,638/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,146/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,799
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,789
−HK$1,005/mo
Today · 4.125%
HK$33,794
baseline
▲ 0.50% · 4.625%
HK$35,850
+HK$2,056/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,588/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,377
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,325
−HK$963/mo
Today · 4.125%
HK$37,288
baseline
▲ 0.50% · 4.625%
HK$39,253
+HK$1,965/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,576/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,099
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,253
−HK$1,173/mo
Today · 4.125%
HK$39,426
baseline
▲ 0.50% · 4.625%
HK$41,825
+HK$2,399/mo
Deposit HK$3.49M · loan HK$8.13M · min. income ≈ HK$78,852/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,273
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,380
−HK$1,123/mo
Today · 4.125%
HK$43,503
baseline
▲ 0.50% · 4.625%
HK$45,796
+HK$2,293/mo
Deposit HK$3.49M · loan HK$8.13M · min. income ≈ HK$87,006/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,699
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,183
−HK$1,507/mo
Today · 4.125%
HK$50,690
baseline
▲ 0.50% · 4.625%
HK$53,775
+HK$3,085/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,380/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,065
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,488
−HK$1,444/mo
Today · 4.125%
HK$55,932
baseline
▲ 0.50% · 4.625%
HK$58,880
+HK$2,948/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,864/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,800 · Scale 2, in force from 26 Feb 2026)