LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,500
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,325
−HK$837/mo
Today · 4.125%
HK$28,162
baseline
▲ 0.50% · 4.625%
HK$29,876
+HK$1,714/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,324/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,481
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,272
−HK$802/mo
Today · 4.125%
HK$31,074
baseline
▲ 0.50% · 4.625%
HK$32,712
+HK$1,638/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,148/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,801
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,790
−HK$1,005/mo
Today · 4.125%
HK$33,795
baseline
▲ 0.50% · 4.625%
HK$35,851
+HK$2,056/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,590/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,378
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,327
−HK$962/mo
Today · 4.125%
HK$37,289
baseline
▲ 0.50% · 4.625%
HK$39,255
+HK$1,966/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,578/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$435,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,101
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,255
−HK$1,172/mo
Today · 4.125%
HK$39,427
baseline
▲ 0.50% · 4.625%
HK$41,826
+HK$2,399/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,854/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,274
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,381
−HK$1,123/mo
Today · 4.125%
HK$43,504
baseline
▲ 0.50% · 4.625%
HK$45,797
+HK$2,293/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,008/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,701
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,185
−HK$1,507/mo
Today · 4.125%
HK$50,692
baseline
▲ 0.50% · 4.625%
HK$53,777
+HK$3,085/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,384/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,067
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,490
−HK$1,444/mo
Today · 4.125%
HK$55,934
baseline
▲ 0.50% · 4.625%
HK$58,882
+HK$2,948/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,868/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,814 · Scale 2, in force from 26 Feb 2026)