LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,503
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,328
−HK$837/mo
Today · 4.125%
HK$28,165
baseline
▲ 0.50% · 4.625%
HK$29,879
+HK$1,714/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,330/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,485
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,275
−HK$803/mo
Today · 4.125%
HK$31,078
baseline
▲ 0.50% · 4.625%
HK$32,716
+HK$1,638/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,156/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,804
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,793
−HK$1,005/mo
Today · 4.125%
HK$33,798
baseline
▲ 0.50% · 4.625%
HK$35,855
+HK$2,057/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,596/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,382
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,330
−HK$963/mo
Today · 4.125%
HK$37,293
baseline
▲ 0.50% · 4.625%
HK$39,259
+HK$1,966/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,586/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,105
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,259
−HK$1,172/mo
Today · 4.125%
HK$39,431
baseline
▲ 0.50% · 4.625%
HK$41,831
+HK$2,400/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,862/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,278
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,386
−HK$1,123/mo
Today · 4.125%
HK$43,509
baseline
▲ 0.50% · 4.625%
HK$45,802
+HK$2,293/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,018/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,706
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,190
−HK$1,507/mo
Today · 4.125%
HK$50,697
baseline
▲ 0.50% · 4.625%
HK$53,782
+HK$3,085/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,394/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,072
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,496
−HK$1,444/mo
Today · 4.125%
HK$55,940
baseline
▲ 0.50% · 4.625%
HK$58,888
+HK$2,948/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,880/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,860 · Scale 2, in force from 26 Feb 2026)