LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,504
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,329
−HK$838/mo
Today · 4.125%
HK$28,167
baseline
▲ 0.50% · 4.625%
HK$29,880
+HK$1,713/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,334/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,486
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,277
−HK$802/mo
Today · 4.125%
HK$31,079
baseline
▲ 0.50% · 4.625%
HK$32,717
+HK$1,638/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,158/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,805
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,795
−HK$1,005/mo
Today · 4.125%
HK$33,800
baseline
▲ 0.50% · 4.625%
HK$35,856
+HK$2,056/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,600/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,383
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,332
−HK$963/mo
Today · 4.125%
HK$37,295
baseline
▲ 0.50% · 4.625%
HK$39,261
+HK$1,966/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,590/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,106
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,260
−HK$1,173/mo
Today · 4.125%
HK$39,433
baseline
▲ 0.50% · 4.625%
HK$41,833
+HK$2,400/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,866/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,280
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,387
−HK$1,124/mo
Today · 4.125%
HK$43,511
baseline
▲ 0.50% · 4.625%
HK$45,804
+HK$2,293/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,022/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,708
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,192
−HK$1,508/mo
Today · 4.125%
HK$50,700
baseline
▲ 0.50% · 4.625%
HK$53,785
+HK$3,085/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,400/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,075
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,498
−HK$1,444/mo
Today · 4.125%
HK$55,942
baseline
▲ 0.50% · 4.625%
HK$58,891
+HK$2,949/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,884/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,880 · Scale 2, in force from 26 Feb 2026)