LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,505
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,330
−HK$837/mo
Today · 4.125%
HK$28,167
baseline
▲ 0.50% · 4.625%
HK$29,881
+HK$1,714/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,334/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,487
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,278
−HK$802/mo
Today · 4.125%
HK$31,080
baseline
▲ 0.50% · 4.625%
HK$32,718
+HK$1,638/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,160/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,806
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,796
−HK$1,005/mo
Today · 4.125%
HK$33,801
baseline
▲ 0.50% · 4.625%
HK$35,858
+HK$2,057/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,602/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,384
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,333
−HK$963/mo
Today · 4.125%
HK$37,296
baseline
▲ 0.50% · 4.625%
HK$39,262
+HK$1,966/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,592/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,107
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,262
−HK$1,172/mo
Today · 4.125%
HK$39,434
baseline
▲ 0.50% · 4.625%
HK$41,834
+HK$2,400/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,868/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,282
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,389
−HK$1,123/mo
Today · 4.125%
HK$43,512
baseline
▲ 0.50% · 4.625%
HK$45,805
+HK$2,293/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,024/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,709
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,194
−HK$1,507/mo
Today · 4.125%
HK$50,701
baseline
▲ 0.50% · 4.625%
HK$53,786
+HK$3,085/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,402/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,076
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,500
−HK$1,444/mo
Today · 4.125%
HK$55,944
baseline
▲ 0.50% · 4.625%
HK$58,893
+HK$2,949/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,888/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,893 · Scale 2, in force from 26 Feb 2026)