LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,507
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,332
−HK$837/mo
Today · 4.125%
HK$28,169
baseline
▲ 0.50% · 4.625%
HK$29,883
+HK$1,714/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,338/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,489
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,280
−HK$802/mo
Today · 4.125%
HK$31,082
baseline
▲ 0.50% · 4.625%
HK$32,720
+HK$1,638/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,164/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,808
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,798
−HK$1,005/mo
Today · 4.125%
HK$33,803
baseline
▲ 0.50% · 4.625%
HK$35,860
+HK$2,057/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$67,606/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,387
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,336
−HK$962/mo
Today · 4.125%
HK$37,298
baseline
▲ 0.50% · 4.625%
HK$39,264
+HK$1,966/mo
Deposit HK$4.65M · loan HK$6.97M · min. income ≈ HK$74,596/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,110
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,264
−HK$1,173/mo
Today · 4.125%
HK$39,437
baseline
▲ 0.50% · 4.625%
HK$41,837
+HK$2,400/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,874/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,284
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,392
−HK$1,123/mo
Today · 4.125%
HK$43,515
baseline
▲ 0.50% · 4.625%
HK$45,809
+HK$2,294/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,030/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,713
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,197
−HK$1,508/mo
Today · 4.125%
HK$50,705
baseline
▲ 0.50% · 4.625%
HK$53,790
+HK$3,085/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,410/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,080
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,503
−HK$1,445/mo
Today · 4.125%
HK$55,948
baseline
▲ 0.50% · 4.625%
HK$58,897
+HK$2,949/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,896/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,922 · Scale 2, in force from 26 Feb 2026)