LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,509
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,334
−HK$838/mo
Today · 4.125%
HK$28,172
baseline
▲ 0.50% · 4.625%
HK$29,886
+HK$1,714/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,344/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,491
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,282
−HK$803/mo
Today · 4.125%
HK$31,085
baseline
▲ 0.50% · 4.625%
HK$32,723
+HK$1,638/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,170/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,811
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,801
−HK$1,005/mo
Today · 4.125%
HK$33,806
baseline
▲ 0.50% · 4.625%
HK$35,863
+HK$2,057/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$67,612/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,390
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,339
−HK$963/mo
Today · 4.125%
HK$37,302
baseline
▲ 0.50% · 4.625%
HK$39,268
+HK$1,966/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$74,604/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,113
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,267
−HK$1,173/mo
Today · 4.125%
HK$39,440
baseline
▲ 0.50% · 4.625%
HK$41,840
+HK$2,400/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,880/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,288
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,395
−HK$1,124/mo
Today · 4.125%
HK$43,519
baseline
▲ 0.50% · 4.625%
HK$45,812
+HK$2,293/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,038/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,717
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,201
−HK$1,508/mo
Today · 4.125%
HK$50,709
baseline
▲ 0.50% · 4.625%
HK$53,795
+HK$3,086/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,418/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,084
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,508
−HK$1,444/mo
Today · 4.125%
HK$55,952
baseline
▲ 0.50% · 4.625%
HK$58,902
+HK$2,950/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,904/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,960 · Scale 2, in force from 26 Feb 2026)