LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,511
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,336
−HK$838/mo
Today · 4.125%
HK$28,174
baseline
▲ 0.50% · 4.625%
HK$29,888
+HK$1,714/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,348/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,493
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,284
−HK$803/mo
Today · 4.125%
HK$31,087
baseline
▲ 0.50% · 4.625%
HK$32,726
+HK$1,639/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,174/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,813
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,803
−HK$1,005/mo
Today · 4.125%
HK$33,808
baseline
▲ 0.50% · 4.625%
HK$35,866
+HK$2,058/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$67,616/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,392
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,341
−HK$963/mo
Today · 4.125%
HK$37,304
baseline
▲ 0.50% · 4.625%
HK$39,271
+HK$1,967/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$74,608/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,116
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,270
−HK$1,173/mo
Today · 4.125%
HK$39,443
baseline
▲ 0.50% · 4.625%
HK$41,843
+HK$2,400/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,886/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,291
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,398
−HK$1,124/mo
Today · 4.125%
HK$43,522
baseline
▲ 0.50% · 4.625%
HK$45,816
+HK$2,294/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,044/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,720
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,205
−HK$1,508/mo
Today · 4.125%
HK$50,713
baseline
▲ 0.50% · 4.625%
HK$53,798
+HK$3,085/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$101,426/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,088
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,512
−HK$1,444/mo
Today · 4.125%
HK$55,956
baseline
▲ 0.50% · 4.625%
HK$58,906
+HK$2,950/mo
Deposit HK$1.16M · loan HK$10.46M · min. income ≈ HK$111,912/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$435,991 · Scale 2, in force from 26 Feb 2026)