LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,518
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,343
−HK$838/mo
Today · 4.125%
HK$28,181
baseline
▲ 0.50% · 4.625%
HK$29,896
+HK$1,715/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,362/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,502
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,293
−HK$802/mo
Today · 4.125%
HK$31,095
baseline
▲ 0.50% · 4.625%
HK$32,735
+HK$1,640/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,190/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,822
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,812
−HK$1,006/mo
Today · 4.125%
HK$33,818
baseline
▲ 0.50% · 4.625%
HK$35,875
+HK$2,057/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$67,636/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,402
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,351
−HK$964/mo
Today · 4.125%
HK$37,315
baseline
▲ 0.50% · 4.625%
HK$39,281
+HK$1,966/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$74,630/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,126
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,281
−HK$1,173/mo
Today · 4.125%
HK$39,454
baseline
▲ 0.50% · 4.625%
HK$41,855
+HK$2,401/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,908/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$436,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,302
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,410
−HK$1,124/mo
Today · 4.125%
HK$43,534
baseline
▲ 0.50% · 4.625%
HK$45,828
+HK$2,294/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,068/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$436,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,733
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,218
−HK$1,509/mo
Today · 4.125%
HK$50,727
baseline
▲ 0.50% · 4.625%
HK$53,813
+HK$3,086/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$101,454/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,103
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,527
−HK$1,445/mo
Today · 4.125%
HK$55,972
baseline
▲ 0.50% · 4.625%
HK$58,922
+HK$2,950/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$111,944/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,111 · Scale 2, in force from 26 Feb 2026)