LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,519
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,344
−HK$838/mo
Today · 4.125%
HK$28,182
baseline
▲ 0.50% · 4.625%
HK$29,897
+HK$1,715/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$56,364/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,502
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,294
−HK$802/mo
Today · 4.125%
HK$31,096
baseline
▲ 0.50% · 4.625%
HK$32,735
+HK$1,639/mo
Deposit HK$5.81M · loan HK$5.81M · min. income ≈ HK$62,192/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,823
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,813
−HK$1,006/mo
Today · 4.125%
HK$33,819
baseline
▲ 0.50% · 4.625%
HK$35,876
+HK$2,057/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$67,638/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,403
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,352
−HK$963/mo
Today · 4.125%
HK$37,315
baseline
▲ 0.50% · 4.625%
HK$39,282
+HK$1,967/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$74,630/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,127
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,282
−HK$1,173/mo
Today · 4.125%
HK$39,455
baseline
▲ 0.50% · 4.625%
HK$41,856
+HK$2,401/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,910/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,303
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,411
−HK$1,124/mo
Today · 4.125%
HK$43,535
baseline
▲ 0.50% · 4.625%
HK$45,829
+HK$2,294/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,070/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,734
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,219
−HK$1,509/mo
Today · 4.125%
HK$50,728
baseline
▲ 0.50% · 4.625%
HK$53,815
+HK$3,087/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$101,456/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,104
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,528
−HK$1,445/mo
Today · 4.125%
HK$55,973
baseline
▲ 0.50% · 4.625%
HK$58,924
+HK$2,951/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$111,946/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,122 · Scale 2, in force from 26 Feb 2026)