LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,520
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,345
−HK$839/mo
Today · 4.125%
HK$28,184
baseline
▲ 0.50% · 4.625%
HK$29,898
+HK$1,714/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,368/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,504
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,295
−HK$803/mo
Today · 4.125%
HK$31,098
baseline
▲ 0.50% · 4.625%
HK$32,737
+HK$1,639/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,196/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,825
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,815
−HK$1,005/mo
Today · 4.125%
HK$33,820
baseline
▲ 0.50% · 4.625%
HK$35,878
+HK$2,058/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$67,640/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,405
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,354
−HK$963/mo
Today · 4.125%
HK$37,317
baseline
▲ 0.50% · 4.625%
HK$39,284
+HK$1,967/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$74,634/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,129
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,284
−HK$1,173/mo
Today · 4.125%
HK$39,457
baseline
▲ 0.50% · 4.625%
HK$41,858
+HK$2,401/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,914/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,305
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,413
−HK$1,124/mo
Today · 4.125%
HK$43,537
baseline
▲ 0.50% · 4.625%
HK$45,832
+HK$2,295/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,074/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,737
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,222
−HK$1,508/mo
Today · 4.125%
HK$50,730
baseline
▲ 0.50% · 4.625%
HK$53,817
+HK$3,087/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$101,460/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,107
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,531
−HK$1,445/mo
Today · 4.125%
HK$55,976
baseline
▲ 0.50% · 4.625%
HK$58,927
+HK$2,951/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$111,952/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,144 · Scale 2, in force from 26 Feb 2026)