LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,525
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,351
−HK$838/mo
Today · 4.125%
HK$28,189
baseline
▲ 0.50% · 4.625%
HK$29,904
+HK$1,715/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,378/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,509
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,301
−HK$803/mo
Today · 4.125%
HK$31,104
baseline
▲ 0.50% · 4.625%
HK$32,743
+HK$1,639/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,208/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,831
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,821
−HK$1,006/mo
Today · 4.125%
HK$33,827
baseline
▲ 0.50% · 4.625%
HK$35,885
+HK$2,058/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$67,654/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,411
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,361
−HK$963/mo
Today · 4.125%
HK$37,324
baseline
▲ 0.50% · 4.625%
HK$39,292
+HK$1,968/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$74,648/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,136
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,291
−HK$1,173/mo
Today · 4.125%
HK$39,464
baseline
▲ 0.50% · 4.625%
HK$41,866
+HK$2,402/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,928/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,313
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,421
−HK$1,124/mo
Today · 4.125%
HK$43,545
baseline
▲ 0.50% · 4.625%
HK$45,840
+HK$2,295/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,090/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,746
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,231
−HK$1,509/mo
Today · 4.125%
HK$50,740
baseline
▲ 0.50% · 4.625%
HK$53,827
+HK$3,087/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$101,480/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,117
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,541
−HK$1,445/mo
Today · 4.125%
HK$55,986
baseline
▲ 0.50% · 4.625%
HK$58,938
+HK$2,952/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$111,972/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,225 · Scale 2, in force from 26 Feb 2026)