LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,529
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,354
−HK$839/mo
Today · 4.125%
HK$28,193
baseline
▲ 0.50% · 4.625%
HK$29,908
+HK$1,715/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,386/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,514
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,305
−HK$803/mo
Today · 4.125%
HK$31,108
baseline
▲ 0.50% · 4.625%
HK$32,748
+HK$1,640/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,216/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,835
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,825
−HK$1,006/mo
Today · 4.125%
HK$33,831
baseline
▲ 0.50% · 4.625%
HK$35,890
+HK$2,059/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$67,662/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,416
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,366
−HK$964/mo
Today · 4.125%
HK$37,330
baseline
▲ 0.50% · 4.625%
HK$39,297
+HK$1,967/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$74,660/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,141
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,296
−HK$1,174/mo
Today · 4.125%
HK$39,470
baseline
▲ 0.50% · 4.625%
HK$41,872
+HK$2,402/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,940/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,319
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,427
−HK$1,124/mo
Today · 4.125%
HK$43,551
baseline
▲ 0.50% · 4.625%
HK$45,847
+HK$2,296/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,102/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,753
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$49,238
−HK$1,509/mo
Today · 4.125%
HK$50,747
baseline
▲ 0.50% · 4.625%
HK$53,835
+HK$3,088/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$101,494/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,124
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,549
−HK$1,445/mo
Today · 4.125%
HK$55,994
baseline
▲ 0.50% · 4.625%
HK$58,946
+HK$2,952/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$111,988/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,288 · Scale 2, in force from 26 Feb 2026)