LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,532
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,358
−HK$838/mo
Today · 4.125%
HK$28,196
baseline
▲ 0.50% · 4.625%
HK$29,912
+HK$1,716/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,392/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,517
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,309
−HK$803/mo
Today · 4.125%
HK$31,112
baseline
▲ 0.50% · 4.625%
HK$32,752
+HK$1,640/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,224/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,839
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,829
−HK$1,006/mo
Today · 4.125%
HK$33,835
baseline
▲ 0.50% · 4.625%
HK$35,894
+HK$2,059/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$67,670/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,420
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,370
−HK$964/mo
Today · 4.125%
HK$37,334
baseline
▲ 0.50% · 4.625%
HK$39,302
+HK$1,968/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$74,668/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,145
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,301
−HK$1,174/mo
Today · 4.125%
HK$39,475
baseline
▲ 0.50% · 4.625%
HK$41,877
+HK$2,402/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$78,950/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,324
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,432
−HK$1,124/mo
Today · 4.125%
HK$43,556
baseline
▲ 0.50% · 4.625%
HK$45,852
+HK$2,296/mo
Deposit HK$3.49M · loan HK$8.14M · min. income ≈ HK$87,112/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,758
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,244
−HK$1,509/mo
Today · 4.125%
HK$50,753
baseline
▲ 0.50% · 4.625%
HK$53,841
+HK$3,088/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$101,506/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,131
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,556
−HK$1,445/mo
Today · 4.125%
HK$56,001
baseline
▲ 0.50% · 4.625%
HK$58,953
+HK$2,952/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$112,002/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,339 · Scale 2, in force from 26 Feb 2026)