LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,534
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,359
−HK$839/mo
Today · 4.125%
HK$28,198
baseline
▲ 0.50% · 4.625%
HK$29,914
+HK$1,716/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,396/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,519
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,310
−HK$804/mo
Today · 4.125%
HK$31,114
baseline
▲ 0.50% · 4.625%
HK$32,754
+HK$1,640/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,228/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$436,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,841
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,831
−HK$1,006/mo
Today · 4.125%
HK$33,837
baseline
▲ 0.50% · 4.625%
HK$35,896
+HK$2,059/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$67,674/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,423
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,373
−HK$963/mo
Today · 4.125%
HK$37,336
baseline
▲ 0.50% · 4.625%
HK$39,304
+HK$1,968/mo
Deposit HK$4.65M · loan HK$6.98M · min. income ≈ HK$74,672/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,148
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,303
−HK$1,174/mo
Today · 4.125%
HK$39,477
baseline
▲ 0.50% · 4.625%
HK$41,879
+HK$2,402/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$78,954/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,326
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,435
−HK$1,124/mo
Today · 4.125%
HK$43,559
baseline
▲ 0.50% · 4.625%
HK$45,855
+HK$2,296/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,118/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,761
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,247
−HK$1,509/mo
Today · 4.125%
HK$50,756
baseline
▲ 0.50% · 4.625%
HK$53,845
+HK$3,089/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$101,512/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,134
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,559
−HK$1,445/mo
Today · 4.125%
HK$56,004
baseline
▲ 0.50% · 4.625%
HK$58,957
+HK$2,953/mo
Deposit HK$1.16M · loan HK$10.47M · min. income ≈ HK$112,008/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,366 · Scale 2, in force from 26 Feb 2026)