LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,544
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,369
−HK$839/mo
Today · 4.125%
HK$28,208
baseline
▲ 0.50% · 4.625%
HK$29,925
+HK$1,717/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,416/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,530
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,322
−HK$803/mo
Today · 4.125%
HK$31,125
baseline
▲ 0.50% · 4.625%
HK$32,766
+HK$1,641/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,250/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,852
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,843
−HK$1,007/mo
Today · 4.125%
HK$33,850
baseline
▲ 0.50% · 4.625%
HK$35,910
+HK$2,060/mo
Deposit HK$4.66M · loan HK$6.98M · min. income ≈ HK$67,700/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,436
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,386
−HK$964/mo
Today · 4.125%
HK$37,350
baseline
▲ 0.50% · 4.625%
HK$39,319
+HK$1,969/mo
Deposit HK$4.66M · loan HK$6.98M · min. income ≈ HK$74,700/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,161
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,317
−HK$1,175/mo
Today · 4.125%
HK$39,492
baseline
▲ 0.50% · 4.625%
HK$41,895
+HK$2,403/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$78,984/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,341
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,450
−HK$1,125/mo
Today · 4.125%
HK$43,575
baseline
▲ 0.50% · 4.625%
HK$45,872
+HK$2,297/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,150/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,779
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,265
−HK$1,510/mo
Today · 4.125%
HK$50,775
baseline
▲ 0.50% · 4.625%
HK$53,864
+HK$3,089/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$101,550/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,153
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,579
−HK$1,446/mo
Today · 4.125%
HK$56,025
baseline
▲ 0.50% · 4.625%
HK$58,978
+HK$2,953/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$112,050/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,526 · Scale 2, in force from 26 Feb 2026)