LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,545
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,370
−HK$839/mo
Today · 4.125%
HK$28,209
baseline
▲ 0.50% · 4.625%
HK$29,926
+HK$1,717/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,418/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,531
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,323
−HK$803/mo
Today · 4.125%
HK$31,126
baseline
▲ 0.50% · 4.625%
HK$32,767
+HK$1,641/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,252/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,854
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,844
−HK$1,007/mo
Today · 4.125%
HK$33,851
baseline
▲ 0.50% · 4.625%
HK$35,911
+HK$2,060/mo
Deposit HK$4.66M · loan HK$6.98M · min. income ≈ HK$67,702/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,437
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,387
−HK$964/mo
Today · 4.125%
HK$37,351
baseline
▲ 0.50% · 4.625%
HK$39,320
+HK$1,969/mo
Deposit HK$4.66M · loan HK$6.98M · min. income ≈ HK$74,702/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,163
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,318
−HK$1,175/mo
Today · 4.125%
HK$39,493
baseline
▲ 0.50% · 4.625%
HK$41,896
+HK$2,403/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$78,986/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,343
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,452
−HK$1,125/mo
Today · 4.125%
HK$43,577
baseline
▲ 0.50% · 4.625%
HK$45,874
+HK$2,297/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,154/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,780
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,267
−HK$1,510/mo
Today · 4.125%
HK$50,777
baseline
▲ 0.50% · 4.625%
HK$53,866
+HK$3,089/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$101,554/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,155
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,581
−HK$1,446/mo
Today · 4.125%
HK$56,027
baseline
▲ 0.50% · 4.625%
HK$58,980
+HK$2,953/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$112,054/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,541 · Scale 2, in force from 26 Feb 2026)