LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,545
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,371
−HK$839/mo
Today · 4.125%
HK$28,210
baseline
▲ 0.50% · 4.625%
HK$29,926
+HK$1,716/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,420/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,531
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,323
−HK$804/mo
Today · 4.125%
HK$31,127
baseline
▲ 0.50% · 4.625%
HK$32,767
+HK$1,640/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,254/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,854
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,845
−HK$1,007/mo
Today · 4.125%
HK$33,852
baseline
▲ 0.50% · 4.625%
HK$35,911
+HK$2,059/mo
Deposit HK$4.66M · loan HK$6.98M · min. income ≈ HK$67,704/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,437
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,388
−HK$964/mo
Today · 4.125%
HK$37,352
baseline
▲ 0.50% · 4.625%
HK$39,321
+HK$1,969/mo
Deposit HK$4.66M · loan HK$6.98M · min. income ≈ HK$74,704/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,163
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,319
−HK$1,174/mo
Today · 4.125%
HK$39,493
baseline
▲ 0.50% · 4.625%
HK$41,897
+HK$2,404/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$78,986/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,343
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,452
−HK$1,125/mo
Today · 4.125%
HK$43,577
baseline
▲ 0.50% · 4.625%
HK$45,874
+HK$2,297/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,154/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,781
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,267
−HK$1,510/mo
Today · 4.125%
HK$50,777
baseline
▲ 0.50% · 4.625%
HK$53,867
+HK$3,090/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$101,554/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,156
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,581
−HK$1,447/mo
Today · 4.125%
HK$56,028
baseline
▲ 0.50% · 4.625%
HK$58,981
+HK$2,953/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$112,056/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,547 · Scale 2, in force from 26 Feb 2026)