LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,546
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,371
−HK$839/mo
Today · 4.125%
HK$28,210
baseline
▲ 0.50% · 4.625%
HK$29,927
+HK$1,717/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,420/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,532
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,324
−HK$803/mo
Today · 4.125%
HK$31,127
baseline
▲ 0.50% · 4.625%
HK$32,768
+HK$1,641/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,254/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,855
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,846
−HK$1,006/mo
Today · 4.125%
HK$33,852
baseline
▲ 0.50% · 4.625%
HK$35,912
+HK$2,060/mo
Deposit HK$4.66M · loan HK$6.98M · min. income ≈ HK$67,704/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,438
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,389
−HK$964/mo
Today · 4.125%
HK$37,353
baseline
▲ 0.50% · 4.625%
HK$39,322
+HK$1,969/mo
Deposit HK$4.66M · loan HK$6.98M · min. income ≈ HK$74,706/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,164
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,320
−HK$1,174/mo
Today · 4.125%
HK$39,494
baseline
▲ 0.50% · 4.625%
HK$41,898
+HK$2,404/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$78,988/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,345
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,453
−HK$1,125/mo
Today · 4.125%
HK$43,578
baseline
▲ 0.50% · 4.625%
HK$45,875
+HK$2,297/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,156/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,782
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,269
−HK$1,510/mo
Today · 4.125%
HK$50,779
baseline
▲ 0.50% · 4.625%
HK$53,868
+HK$3,089/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$101,558/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,157
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,583
−HK$1,446/mo
Today · 4.125%
HK$56,029
baseline
▲ 0.50% · 4.625%
HK$58,983
+HK$2,954/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$112,058/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,558 · Scale 2, in force from 26 Feb 2026)