LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,553
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,379
−HK$840/mo
Today · 4.125%
HK$28,219
baseline
▲ 0.50% · 4.625%
HK$29,936
+HK$1,717/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,438/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,540
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,333
−HK$803/mo
Today · 4.125%
HK$31,136
baseline
▲ 0.50% · 4.625%
HK$32,778
+HK$1,642/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,272/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,864
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,855
−HK$1,007/mo
Today · 4.125%
HK$33,862
baseline
▲ 0.50% · 4.625%
HK$35,923
+HK$2,061/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,724/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,448
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,399
−HK$965/mo
Today · 4.125%
HK$37,364
baseline
▲ 0.50% · 4.625%
HK$39,333
+HK$1,969/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,728/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,175
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,331
−HK$1,175/mo
Today · 4.125%
HK$39,506
baseline
▲ 0.50% · 4.625%
HK$41,910
+HK$2,404/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$79,012/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,357
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,466
−HK$1,125/mo
Today · 4.125%
HK$43,591
baseline
▲ 0.50% · 4.625%
HK$45,889
+HK$2,298/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,182/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,796
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,283
−HK$1,510/mo
Today · 4.125%
HK$50,793
baseline
▲ 0.50% · 4.625%
HK$53,884
+HK$3,091/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$101,586/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,173
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,599
−HK$1,446/mo
Today · 4.125%
HK$56,045
baseline
▲ 0.50% · 4.625%
HK$59,000
+HK$2,955/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$112,090/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,685 · Scale 2, in force from 26 Feb 2026)