LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,554
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,380
−HK$839/mo
Today · 4.125%
HK$28,219
baseline
▲ 0.50% · 4.625%
HK$29,936
+HK$1,717/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,438/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,541
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,333
−HK$804/mo
Today · 4.125%
HK$31,137
baseline
▲ 0.50% · 4.625%
HK$32,778
+HK$1,641/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,274/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,865
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,856
−HK$1,007/mo
Today · 4.125%
HK$33,863
baseline
▲ 0.50% · 4.625%
HK$35,923
+HK$2,060/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,726/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,449
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,400
−HK$964/mo
Today · 4.125%
HK$37,364
baseline
▲ 0.50% · 4.625%
HK$39,334
+HK$1,970/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,728/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$436,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,175
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,332
−HK$1,175/mo
Today · 4.125%
HK$39,507
baseline
▲ 0.50% · 4.625%
HK$41,911
+HK$2,404/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$79,014/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,357
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,467
−HK$1,125/mo
Today · 4.125%
HK$43,592
baseline
▲ 0.50% · 4.625%
HK$45,890
+HK$2,298/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,184/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,797
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,284
−HK$1,510/mo
Today · 4.125%
HK$50,794
baseline
▲ 0.50% · 4.625%
HK$53,885
+HK$3,091/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$101,588/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,174
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,600
−HK$1,447/mo
Today · 4.125%
HK$56,047
baseline
▲ 0.50% · 4.625%
HK$59,001
+HK$2,954/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$112,094/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,694 · Scale 2, in force from 26 Feb 2026)