LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,556
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,382
−HK$840/mo
Today · 4.125%
HK$28,222
baseline
▲ 0.50% · 4.625%
HK$29,939
+HK$1,717/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,444/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,544
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,336
−HK$804/mo
Today · 4.125%
HK$31,140
baseline
▲ 0.50% · 4.625%
HK$32,781
+HK$1,641/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,280/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,868
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,859
−HK$1,007/mo
Today · 4.125%
HK$33,866
baseline
▲ 0.50% · 4.625%
HK$35,927
+HK$2,061/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,732/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,452
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,403
−HK$965/mo
Today · 4.125%
HK$37,368
baseline
▲ 0.50% · 4.625%
HK$39,338
+HK$1,970/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,736/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,179
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,335
−HK$1,175/mo
Today · 4.125%
HK$39,510
baseline
▲ 0.50% · 4.625%
HK$41,915
+HK$2,405/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$79,020/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,361
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,471
−HK$1,125/mo
Today · 4.125%
HK$43,596
baseline
▲ 0.50% · 4.625%
HK$45,894
+HK$2,298/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,192/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,802
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,288
−HK$1,511/mo
Today · 4.125%
HK$50,799
baseline
▲ 0.50% · 4.625%
HK$53,890
+HK$3,091/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$101,598/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,179
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,605
−HK$1,447/mo
Today · 4.125%
HK$56,052
baseline
▲ 0.50% · 4.625%
HK$59,006
+HK$2,954/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$112,104/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,735 · Scale 2, in force from 26 Feb 2026)