LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,557
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,383
−HK$840/mo
Today · 4.125%
HK$28,223
baseline
▲ 0.50% · 4.625%
HK$29,940
+HK$1,717/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,446/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,545
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,337
−HK$804/mo
Today · 4.125%
HK$31,141
baseline
▲ 0.50% · 4.625%
HK$32,782
+HK$1,641/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,282/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,869
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,860
−HK$1,007/mo
Today · 4.125%
HK$33,867
baseline
▲ 0.50% · 4.625%
HK$35,928
+HK$2,061/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,734/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,454
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,404
−HK$965/mo
Today · 4.125%
HK$37,369
baseline
▲ 0.50% · 4.625%
HK$39,339
+HK$1,970/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,738/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,180
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,337
−HK$1,175/mo
Today · 4.125%
HK$39,512
baseline
▲ 0.50% · 4.625%
HK$41,916
+HK$2,404/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$79,024/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,362
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,472
−HK$1,125/mo
Today · 4.125%
HK$43,597
baseline
▲ 0.50% · 4.625%
HK$45,895
+HK$2,298/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,194/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,803
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,290
−HK$1,511/mo
Today · 4.125%
HK$50,801
baseline
▲ 0.50% · 4.625%
HK$53,892
+HK$3,091/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$101,602/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,180
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,607
−HK$1,447/mo
Today · 4.125%
HK$56,054
baseline
▲ 0.50% · 4.625%
HK$59,008
+HK$2,954/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$112,108/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,748 · Scale 2, in force from 26 Feb 2026)