LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,560
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,386
−HK$839/mo
Today · 4.125%
HK$28,225
baseline
▲ 0.50% · 4.625%
HK$29,942
+HK$1,717/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,450/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,547
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,340
−HK$804/mo
Today · 4.125%
HK$31,144
baseline
▲ 0.50% · 4.625%
HK$32,785
+HK$1,641/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,288/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,871
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,863
−HK$1,007/mo
Today · 4.125%
HK$33,870
baseline
▲ 0.50% · 4.625%
HK$35,931
+HK$2,061/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,740/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,457
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,408
−HK$964/mo
Today · 4.125%
HK$37,372
baseline
▲ 0.50% · 4.625%
HK$39,342
+HK$1,970/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,744/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,183
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,340
−HK$1,175/mo
Today · 4.125%
HK$39,515
baseline
▲ 0.50% · 4.625%
HK$41,919
+HK$2,404/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$79,030/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,366
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,475
−HK$1,126/mo
Today · 4.125%
HK$43,601
baseline
▲ 0.50% · 4.625%
HK$45,899
+HK$2,298/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,202/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,807
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,294
−HK$1,511/mo
Today · 4.125%
HK$50,805
baseline
▲ 0.50% · 4.625%
HK$53,896
+HK$3,091/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$101,610/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,185
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,611
−HK$1,447/mo
Today · 4.125%
HK$56,058
baseline
▲ 0.50% · 4.625%
HK$59,013
+HK$2,955/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$112,116/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,786 · Scale 2, in force from 26 Feb 2026)