LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,564
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,390
−HK$839/mo
Today · 4.125%
HK$28,229
baseline
▲ 0.50% · 4.625%
HK$29,947
+HK$1,718/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,458/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,552
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,344
−HK$804/mo
Today · 4.125%
HK$31,148
baseline
▲ 0.50% · 4.625%
HK$32,790
+HK$1,642/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,296/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,876
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,868
−HK$1,007/mo
Today · 4.125%
HK$33,875
baseline
▲ 0.50% · 4.625%
HK$35,937
+HK$2,062/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,750/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,462
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,413
−HK$965/mo
Today · 4.125%
HK$37,378
baseline
▲ 0.50% · 4.625%
HK$39,348
+HK$1,970/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,756/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,189
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,346
−HK$1,175/mo
Today · 4.125%
HK$39,521
baseline
▲ 0.50% · 4.625%
HK$41,926
+HK$2,405/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$79,042/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,373
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,482
−HK$1,126/mo
Today · 4.125%
HK$43,608
baseline
▲ 0.50% · 4.625%
HK$45,906
+HK$2,298/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,216/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,815
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,302
−HK$1,511/mo
Today · 4.125%
HK$50,813
baseline
▲ 0.50% · 4.625%
HK$53,905
+HK$3,092/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$101,626/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,193
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,620
−HK$1,447/mo
Today · 4.125%
HK$56,067
baseline
▲ 0.50% · 4.625%
HK$59,023
+HK$2,956/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$112,134/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,854 · Scale 2, in force from 26 Feb 2026)