LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,565
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,391
−HK$840/mo
Today · 4.125%
HK$28,231
baseline
▲ 0.50% · 4.625%
HK$29,948
+HK$1,717/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$56,462/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,553
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,346
−HK$804/mo
Today · 4.125%
HK$31,150
baseline
▲ 0.50% · 4.625%
HK$32,792
+HK$1,642/mo
Deposit HK$5.82M · loan HK$5.82M · min. income ≈ HK$62,300/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,878
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,869
−HK$1,008/mo
Today · 4.125%
HK$33,877
baseline
▲ 0.50% · 4.625%
HK$35,938
+HK$2,061/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,754/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,464
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,415
−HK$965/mo
Today · 4.125%
HK$37,380
baseline
▲ 0.50% · 4.625%
HK$39,350
+HK$1,970/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,760/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,191
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,348
−HK$1,175/mo
Today · 4.125%
HK$39,523
baseline
▲ 0.50% · 4.625%
HK$41,928
+HK$2,405/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$79,046/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,374
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,484
−HK$1,126/mo
Today · 4.125%
HK$43,610
baseline
▲ 0.50% · 4.625%
HK$45,908
+HK$2,298/mo
Deposit HK$3.49M · loan HK$8.15M · min. income ≈ HK$87,220/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,817
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,304
−HK$1,511/mo
Today · 4.125%
HK$50,815
baseline
▲ 0.50% · 4.625%
HK$53,907
+HK$3,092/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$101,630/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,195
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,622
−HK$1,447/mo
Today · 4.125%
HK$56,069
baseline
▲ 0.50% · 4.625%
HK$59,025
+HK$2,956/mo
Deposit HK$1.16M · loan HK$10.48M · min. income ≈ HK$112,138/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,872 · Scale 2, in force from 26 Feb 2026)