LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,565
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,392
−HK$839/mo
Today · 4.125%
HK$28,231
baseline
▲ 0.50% · 4.625%
HK$29,949
+HK$1,718/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,462/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,554
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,346
−HK$804/mo
Today · 4.125%
HK$31,150
baseline
▲ 0.50% · 4.625%
HK$32,792
+HK$1,642/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,300/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,878
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,870
−HK$1,007/mo
Today · 4.125%
HK$33,877
baseline
▲ 0.50% · 4.625%
HK$35,939
+HK$2,062/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,754/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,464
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,415
−HK$965/mo
Today · 4.125%
HK$37,380
baseline
▲ 0.50% · 4.625%
HK$39,351
+HK$1,971/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,760/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,191
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,348
−HK$1,176/mo
Today · 4.125%
HK$39,524
baseline
▲ 0.50% · 4.625%
HK$41,929
+HK$2,405/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,048/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,375
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,485
−HK$1,125/mo
Today · 4.125%
HK$43,610
baseline
▲ 0.50% · 4.625%
HK$45,909
+HK$2,299/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,220/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,817
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,305
−HK$1,511/mo
Today · 4.125%
HK$50,816
baseline
▲ 0.50% · 4.625%
HK$53,908
+HK$3,092/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,632/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,196
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,623
−HK$1,447/mo
Today · 4.125%
HK$56,070
baseline
▲ 0.50% · 4.625%
HK$59,026
+HK$2,956/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,140/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,880 · Scale 2, in force from 26 Feb 2026)