LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,566
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,392
−HK$840/mo
Today · 4.125%
HK$28,232
baseline
▲ 0.50% · 4.625%
HK$29,950
+HK$1,718/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,464/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,555
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,347
−HK$804/mo
Today · 4.125%
HK$31,151
baseline
▲ 0.50% · 4.625%
HK$32,793
+HK$1,642/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,302/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,879
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,871
−HK$1,007/mo
Today · 4.125%
HK$33,878
baseline
▲ 0.50% · 4.625%
HK$35,940
+HK$2,062/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,756/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,465
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,417
−HK$964/mo
Today · 4.125%
HK$37,381
baseline
▲ 0.50% · 4.625%
HK$39,352
+HK$1,971/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,762/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,193
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,349
−HK$1,176/mo
Today · 4.125%
HK$39,525
baseline
▲ 0.50% · 4.625%
HK$41,930
+HK$2,405/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,050/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,376
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,486
−HK$1,126/mo
Today · 4.125%
HK$43,612
baseline
▲ 0.50% · 4.625%
HK$45,911
+HK$2,299/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,224/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,819
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,306
−HK$1,512/mo
Today · 4.125%
HK$50,818
baseline
▲ 0.50% · 4.625%
HK$53,910
+HK$3,092/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,636/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,198
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,625
−HK$1,447/mo
Today · 4.125%
HK$56,072
baseline
▲ 0.50% · 4.625%
HK$59,028
+HK$2,956/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,144/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,893 · Scale 2, in force from 26 Feb 2026)