LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,570
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,397
−HK$839/mo
Today · 4.125%
HK$28,236
baseline
▲ 0.50% · 4.625%
HK$29,955
+HK$1,719/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,472/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,559
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,352
−HK$804/mo
Today · 4.125%
HK$31,156
baseline
▲ 0.50% · 4.625%
HK$32,798
+HK$1,642/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,312/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,884
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,876
−HK$1,008/mo
Today · 4.125%
HK$33,884
baseline
▲ 0.50% · 4.625%
HK$35,945
+HK$2,061/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,768/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,471
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,422
−HK$965/mo
Today · 4.125%
HK$37,387
baseline
▲ 0.50% · 4.625%
HK$39,358
+HK$1,971/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,774/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,198
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,355
−HK$1,176/mo
Today · 4.125%
HK$39,531
baseline
▲ 0.50% · 4.625%
HK$41,936
+HK$2,405/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,062/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,383
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,493
−HK$1,126/mo
Today · 4.125%
HK$43,619
baseline
▲ 0.50% · 4.625%
HK$45,918
+HK$2,299/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,238/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,826
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,314
−HK$1,512/mo
Today · 4.125%
HK$50,826
baseline
▲ 0.50% · 4.625%
HK$53,918
+HK$3,092/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,652/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,206
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,633
−HK$1,448/mo
Today · 4.125%
HK$56,081
baseline
▲ 0.50% · 4.625%
HK$59,037
+HK$2,956/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,162/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,961 · Scale 2, in force from 26 Feb 2026)