LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,571
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,397
−HK$840/mo
Today · 4.125%
HK$28,237
baseline
▲ 0.50% · 4.625%
HK$29,955
+HK$1,718/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,474/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,560
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,352
−HK$805/mo
Today · 4.125%
HK$31,157
baseline
▲ 0.50% · 4.625%
HK$32,799
+HK$1,642/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,314/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,885
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,877
−HK$1,007/mo
Today · 4.125%
HK$33,884
baseline
▲ 0.50% · 4.625%
HK$35,946
+HK$2,062/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,768/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,471
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,423
−HK$965/mo
Today · 4.125%
HK$37,388
baseline
▲ 0.50% · 4.625%
HK$39,359
+HK$1,971/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,776/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,199
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,356
−HK$1,176/mo
Today · 4.125%
HK$39,532
baseline
▲ 0.50% · 4.625%
HK$41,937
+HK$2,405/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,064/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,383
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,493
−HK$1,126/mo
Today · 4.125%
HK$43,619
baseline
▲ 0.50% · 4.625%
HK$45,918
+HK$2,299/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,238/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,827
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,315
−HK$1,511/mo
Today · 4.125%
HK$50,826
baseline
▲ 0.50% · 4.625%
HK$53,919
+HK$3,093/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,652/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,207
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,634
−HK$1,448/mo
Today · 4.125%
HK$56,082
baseline
▲ 0.50% · 4.625%
HK$59,038
+HK$2,956/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,164/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,968 · Scale 2, in force from 26 Feb 2026)