LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,572
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,398
−HK$840/mo
Today · 4.125%
HK$28,238
baseline
▲ 0.50% · 4.625%
HK$29,956
+HK$1,718/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,476/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,561
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,354
−HK$804/mo
Today · 4.125%
HK$31,158
baseline
▲ 0.50% · 4.625%
HK$32,800
+HK$1,642/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,316/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$436,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,886
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,878
−HK$1,008/mo
Today · 4.125%
HK$33,886
baseline
▲ 0.50% · 4.625%
HK$35,947
+HK$2,061/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,772/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,473
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,424
−HK$965/mo
Today · 4.125%
HK$37,389
baseline
▲ 0.50% · 4.625%
HK$39,360
+HK$1,971/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,778/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$436,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,200
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,358
−HK$1,175/mo
Today · 4.125%
HK$39,533
baseline
▲ 0.50% · 4.625%
HK$41,939
+HK$2,406/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,066/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,385
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,495
−HK$1,126/mo
Today · 4.125%
HK$43,621
baseline
▲ 0.50% · 4.625%
HK$45,920
+HK$2,299/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,242/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,829
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,317
−HK$1,511/mo
Today · 4.125%
HK$50,828
baseline
▲ 0.50% · 4.625%
HK$53,921
+HK$3,093/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,656/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,209
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,636
−HK$1,448/mo
Today · 4.125%
HK$56,084
baseline
▲ 0.50% · 4.625%
HK$59,040
+HK$2,956/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,168/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$436,986 · Scale 2, in force from 26 Feb 2026)