LTV · monthly repayment
▼ 0.50% · 3.625%
HK$265,728
−HK$16,663/mo
▼ 0.25% · 3.875%
HK$273,993
−HK$8,398/mo
Today · 4.125%
HK$282,391
baseline
▲ 0.50% · 4.625%
HK$299,574
+HK$17,183/mo
Deposit HK$58.27M · loan HK$58.27M · min. income ≈ HK$564,782/mo (50% DSR)
Upfront cash ≈ HK$65.84M (deposit + AVD stamp duty HK$7,574,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,619
−HK$15,972/mo
▼ 0.25% · 3.875%
HK$303,548
−HK$8,043/mo
Today · 4.125%
HK$311,591
baseline
▲ 0.50% · 4.625%
HK$328,015
+HK$16,424/mo
Deposit HK$58.27M · loan HK$58.27M · min. income ≈ HK$623,182/mo (50% DSR)
Upfront cash ≈ HK$65.84M (deposit + AVD stamp duty HK$7,574,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,873
−HK$19,996/mo
▼ 0.25% · 3.875%
HK$328,792
−HK$10,077/mo
Today · 4.125%
HK$338,869
baseline
▲ 0.50% · 4.625%
HK$359,489
+HK$20,620/mo
Deposit HK$46.61M · loan HK$69.92M · min. income ≈ HK$677,738/mo (50% DSR)
Upfront cash ≈ HK$54.19M (deposit + AVD stamp duty HK$7,574,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,743
−HK$19,166/mo
▼ 0.25% · 3.875%
HK$364,257
−HK$9,652/mo
Today · 4.125%
HK$373,909
baseline
▲ 0.50% · 4.625%
HK$393,618
+HK$19,709/mo
Deposit HK$46.61M · loan HK$69.92M · min. income ≈ HK$747,818/mo (50% DSR)
Upfront cash ≈ HK$54.19M (deposit + AVD stamp duty HK$7,574,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,019
−HK$23,329/mo
▼ 0.25% · 3.875%
HK$383,591
−HK$11,757/mo
Today · 4.125%
HK$395,348
baseline
▲ 0.50% · 4.625%
HK$419,404
+HK$24,056/mo
Deposit HK$34.96M · loan HK$81.57M · min. income ≈ HK$790,696/mo (50% DSR)
Upfront cash ≈ HK$42.53M (deposit + AVD stamp duty HK$7,574,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,867
−HK$22,360/mo
▼ 0.25% · 3.875%
HK$424,967
−HK$11,260/mo
Today · 4.125%
HK$436,227
baseline
▲ 0.50% · 4.625%
HK$459,221
+HK$22,994/mo
Deposit HK$34.96M · loan HK$81.57M · min. income ≈ HK$872,454/mo (50% DSR)
Upfront cash ≈ HK$42.53M (deposit + AVD stamp duty HK$7,574,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$478,310
−HK$29,994/mo
▼ 0.25% · 3.875%
HK$493,188
−HK$15,116/mo
Today · 4.125%
HK$508,304
baseline
▲ 0.50% · 4.625%
HK$539,233
+HK$30,929/mo
Deposit HK$11.65M · loan HK$104.88M · min. income ≈ HK$1,016,608/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$7,574,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$532,115
−HK$28,748/mo
▼ 0.25% · 3.875%
HK$546,386
−HK$14,477/mo
Today · 4.125%
HK$560,863
baseline
▲ 0.50% · 4.625%
HK$590,427
+HK$29,564/mo
Deposit HK$11.65M · loan HK$104.88M · min. income ≈ HK$1,121,726/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$7,574,717 · Scale 2, in force from 26 Feb 2026)