LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,575
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,401
−HK$840/mo
Today · 4.125%
HK$28,241
baseline
▲ 0.50% · 4.625%
HK$29,960
+HK$1,719/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,482/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$437,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,564
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,357
−HK$804/mo
Today · 4.125%
HK$31,161
baseline
▲ 0.50% · 4.625%
HK$32,804
+HK$1,643/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,322/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$437,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,890
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,882
−HK$1,007/mo
Today · 4.125%
HK$33,889
baseline
▲ 0.50% · 4.625%
HK$35,951
+HK$2,062/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,778/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,477
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,428
−HK$966/mo
Today · 4.125%
HK$37,394
baseline
▲ 0.50% · 4.625%
HK$39,365
+HK$1,971/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,788/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,204
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,362
−HK$1,176/mo
Today · 4.125%
HK$39,538
baseline
▲ 0.50% · 4.625%
HK$41,943
+HK$2,405/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,076/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$437,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,390
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,500
−HK$1,126/mo
Today · 4.125%
HK$43,626
baseline
▲ 0.50% · 4.625%
HK$45,925
+HK$2,299/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,252/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$437,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,834
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,322
−HK$1,512/mo
Today · 4.125%
HK$50,834
baseline
▲ 0.50% · 4.625%
HK$53,927
+HK$3,093/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,668/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,215
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,642
−HK$1,448/mo
Today · 4.125%
HK$56,090
baseline
▲ 0.50% · 4.625%
HK$59,047
+HK$2,957/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,180/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,034 · Scale 2, in force from 26 Feb 2026)