LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,576
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,403
−HK$840/mo
Today · 4.125%
HK$28,243
baseline
▲ 0.50% · 4.625%
HK$29,961
+HK$1,718/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,486/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$437,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,566
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,359
−HK$804/mo
Today · 4.125%
HK$31,163
baseline
▲ 0.50% · 4.625%
HK$32,806
+HK$1,643/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,326/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$437,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,892
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,884
−HK$1,007/mo
Today · 4.125%
HK$33,891
baseline
▲ 0.50% · 4.625%
HK$35,954
+HK$2,063/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,782/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,479
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,431
−HK$965/mo
Today · 4.125%
HK$37,396
baseline
▲ 0.50% · 4.625%
HK$39,367
+HK$1,971/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,792/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,207
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,364
−HK$1,176/mo
Today · 4.125%
HK$39,540
baseline
▲ 0.50% · 4.625%
HK$41,946
+HK$2,406/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,080/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$437,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,392
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,502
−HK$1,127/mo
Today · 4.125%
HK$43,629
baseline
▲ 0.50% · 4.625%
HK$45,928
+HK$2,299/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,258/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$437,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,837
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,325
−HK$1,512/mo
Today · 4.125%
HK$50,837
baseline
▲ 0.50% · 4.625%
HK$53,931
+HK$3,094/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,674/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,219
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,646
−HK$1,448/mo
Today · 4.125%
HK$56,094
baseline
▲ 0.50% · 4.625%
HK$59,051
+HK$2,957/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,188/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,062 · Scale 2, in force from 26 Feb 2026)