LTV · monthly repayment
▼ 0.50% · 3.625%
HK$265,765
−HK$16,666/mo
▼ 0.25% · 3.875%
HK$274,032
−HK$8,399/mo
Today · 4.125%
HK$282,431
baseline
▲ 0.50% · 4.625%
HK$299,616
+HK$17,185/mo
Deposit HK$58.28M · loan HK$58.28M · min. income ≈ HK$564,862/mo (50% DSR)
Upfront cash ≈ HK$65.85M (deposit + AVD stamp duty HK$7,575,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,661
−HK$15,973/mo
▼ 0.25% · 3.875%
HK$303,590
−HK$8,044/mo
Today · 4.125%
HK$311,634
baseline
▲ 0.50% · 4.625%
HK$328,061
+HK$16,427/mo
Deposit HK$58.28M · loan HK$58.28M · min. income ≈ HK$623,268/mo (50% DSR)
Upfront cash ≈ HK$65.85M (deposit + AVD stamp duty HK$7,575,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,918
−HK$19,999/mo
▼ 0.25% · 3.875%
HK$328,838
−HK$10,079/mo
Today · 4.125%
HK$338,917
baseline
▲ 0.50% · 4.625%
HK$359,539
+HK$20,622/mo
Deposit HK$46.62M · loan HK$69.93M · min. income ≈ HK$677,834/mo (50% DSR)
Upfront cash ≈ HK$54.20M (deposit + AVD stamp duty HK$7,575,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$354,793
−HK$19,168/mo
▼ 0.25% · 3.875%
HK$364,308
−HK$9,653/mo
Today · 4.125%
HK$373,961
baseline
▲ 0.50% · 4.625%
HK$393,673
+HK$19,712/mo
Deposit HK$46.62M · loan HK$69.93M · min. income ≈ HK$747,922/mo (50% DSR)
Upfront cash ≈ HK$54.20M (deposit + AVD stamp duty HK$7,575,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,071
−HK$23,332/mo
▼ 0.25% · 3.875%
HK$383,644
−HK$11,759/mo
Today · 4.125%
HK$395,403
baseline
▲ 0.50% · 4.625%
HK$419,462
+HK$24,059/mo
Deposit HK$34.97M · loan HK$81.59M · min. income ≈ HK$790,806/mo (50% DSR)
Upfront cash ≈ HK$42.54M (deposit + AVD stamp duty HK$7,575,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,925
−HK$22,363/mo
▼ 0.25% · 3.875%
HK$425,026
−HK$11,262/mo
Today · 4.125%
HK$436,288
baseline
▲ 0.50% · 4.625%
HK$459,285
+HK$22,997/mo
Deposit HK$34.97M · loan HK$81.59M · min. income ≈ HK$872,576/mo (50% DSR)
Upfront cash ≈ HK$42.54M (deposit + AVD stamp duty HK$7,575,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$478,377
−HK$29,998/mo
▼ 0.25% · 3.875%
HK$493,257
−HK$15,118/mo
Today · 4.125%
HK$508,375
baseline
▲ 0.50% · 4.625%
HK$539,308
+HK$30,933/mo
Deposit HK$11.66M · loan HK$104.90M · min. income ≈ HK$1,016,750/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$7,575,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$532,189
−HK$28,753/mo
▼ 0.25% · 3.875%
HK$546,462
−HK$14,480/mo
Today · 4.125%
HK$560,942
baseline
▲ 0.50% · 4.625%
HK$590,510
+HK$29,568/mo
Deposit HK$11.66M · loan HK$104.90M · min. income ≈ HK$1,121,884/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$7,575,774 · Scale 2, in force from 26 Feb 2026)