LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,579
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,406
−HK$839/mo
Today · 4.125%
HK$28,245
baseline
▲ 0.50% · 4.625%
HK$29,964
+HK$1,719/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,490/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,569
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,362
−HK$804/mo
Today · 4.125%
HK$31,166
baseline
▲ 0.50% · 4.625%
HK$32,809
+HK$1,643/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,332/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,895
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,887
−HK$1,008/mo
Today · 4.125%
HK$33,895
baseline
▲ 0.50% · 4.625%
HK$35,957
+HK$2,062/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,790/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,482
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,434
−HK$965/mo
Today · 4.125%
HK$37,399
baseline
▲ 0.50% · 4.625%
HK$39,371
+HK$1,972/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,798/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,210
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,368
−HK$1,176/mo
Today · 4.125%
HK$39,544
baseline
▲ 0.50% · 4.625%
HK$41,950
+HK$2,406/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,088/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$437,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,396
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,506
−HK$1,127/mo
Today · 4.125%
HK$43,633
baseline
▲ 0.50% · 4.625%
HK$45,932
+HK$2,299/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,266/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$437,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,842
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,330
−HK$1,512/mo
Today · 4.125%
HK$50,842
baseline
▲ 0.50% · 4.625%
HK$53,935
+HK$3,093/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,684/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,223
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,651
−HK$1,448/mo
Today · 4.125%
HK$56,099
baseline
▲ 0.50% · 4.625%
HK$59,056
+HK$2,957/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,198/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,102 · Scale 2, in force from 26 Feb 2026)