LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,579
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,406
−HK$840/mo
Today · 4.125%
HK$28,246
baseline
▲ 0.50% · 4.625%
HK$29,965
+HK$1,719/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,492/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,569
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,362
−HK$805/mo
Today · 4.125%
HK$31,167
baseline
▲ 0.50% · 4.625%
HK$32,810
+HK$1,643/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,334/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,895
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,887
−HK$1,008/mo
Today · 4.125%
HK$33,895
baseline
▲ 0.50% · 4.625%
HK$35,958
+HK$2,063/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,790/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,483
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,435
−HK$965/mo
Today · 4.125%
HK$37,400
baseline
▲ 0.50% · 4.625%
HK$39,372
+HK$1,972/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,800/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,211
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,369
−HK$1,176/mo
Today · 4.125%
HK$39,545
baseline
▲ 0.50% · 4.625%
HK$41,951
+HK$2,406/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,090/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$437,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,397
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,507
−HK$1,126/mo
Today · 4.125%
HK$43,633
baseline
▲ 0.50% · 4.625%
HK$45,933
+HK$2,300/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,266/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$437,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,843
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,331
−HK$1,512/mo
Today · 4.125%
HK$50,843
baseline
▲ 0.50% · 4.625%
HK$53,937
+HK$3,094/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,686/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,225
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,652
−HK$1,448/mo
Today · 4.125%
HK$56,100
baseline
▲ 0.50% · 4.625%
HK$59,057
+HK$2,957/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,200/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,111 · Scale 2, in force from 26 Feb 2026)