LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,582
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,409
−HK$840/mo
Today · 4.125%
HK$28,249
baseline
▲ 0.50% · 4.625%
HK$29,968
+HK$1,719/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,498/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,572
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,365
−HK$805/mo
Today · 4.125%
HK$31,170
baseline
▲ 0.50% · 4.625%
HK$32,813
+HK$1,643/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,340/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,899
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,891
−HK$1,008/mo
Today · 4.125%
HK$33,899
baseline
▲ 0.50% · 4.625%
HK$35,962
+HK$2,063/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$67,798/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,487
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,439
−HK$965/mo
Today · 4.125%
HK$37,404
baseline
▲ 0.50% · 4.625%
HK$39,376
+HK$1,972/mo
Deposit HK$4.66M · loan HK$6.99M · min. income ≈ HK$74,808/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,215
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,373
−HK$1,176/mo
Today · 4.125%
HK$39,549
baseline
▲ 0.50% · 4.625%
HK$41,955
+HK$2,406/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,098/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$437,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,401
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,512
−HK$1,126/mo
Today · 4.125%
HK$43,638
baseline
▲ 0.50% · 4.625%
HK$45,938
+HK$2,300/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,276/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$437,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,848
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,336
−HK$1,512/mo
Today · 4.125%
HK$50,848
baseline
▲ 0.50% · 4.625%
HK$53,942
+HK$3,094/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,696/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,230
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,658
−HK$1,448/mo
Today · 4.125%
HK$56,106
baseline
▲ 0.50% · 4.625%
HK$59,064
+HK$2,958/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,212/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,157 · Scale 2, in force from 26 Feb 2026)