Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$116.58M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$372,151
−HK$23,337/mo
▼ 0.25% · 3.875%
HK$383,727
−HK$11,761/mo
Today · 4.125%
HK$395,488
baseline
▲ 0.50% · 4.625%
HK$419,553
+HK$24,065/mo
Deposit HK$34.97M · loan HK$81.60M · min. income ≈ HK$790,976/mo (50% DSR)
Upfront cash ≈ HK$42.55M (deposit + AVD stamp duty HK$7,577,416 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.