LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,586
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,413
−HK$840/mo
Today · 4.125%
HK$28,253
baseline
▲ 0.50% · 4.625%
HK$29,972
+HK$1,719/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,506/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,577
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,370
−HK$805/mo
Today · 4.125%
HK$31,175
baseline
▲ 0.50% · 4.625%
HK$32,818
+HK$1,643/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,350/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,903
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,896
−HK$1,008/mo
Today · 4.125%
HK$33,904
baseline
▲ 0.50% · 4.625%
HK$35,967
+HK$2,063/mo
Deposit HK$4.66M · loan HK$7.00M · min. income ≈ HK$67,808/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,492
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,444
−HK$966/mo
Today · 4.125%
HK$37,410
baseline
▲ 0.50% · 4.625%
HK$39,382
+HK$1,972/mo
Deposit HK$4.66M · loan HK$7.00M · min. income ≈ HK$74,820/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,221
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,378
−HK$1,177/mo
Today · 4.125%
HK$39,555
baseline
▲ 0.50% · 4.625%
HK$41,961
+HK$2,406/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,110/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,408
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,518
−HK$1,127/mo
Today · 4.125%
HK$43,645
baseline
▲ 0.50% · 4.625%
HK$45,945
+HK$2,300/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,290/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,855
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,344
−HK$1,512/mo
Today · 4.125%
HK$50,856
baseline
▲ 0.50% · 4.625%
HK$53,950
+HK$3,094/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,712/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,238
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,666
−HK$1,449/mo
Today · 4.125%
HK$56,115
baseline
▲ 0.50% · 4.625%
HK$59,072
+HK$2,957/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,230/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,223 · Scale 2, in force from 26 Feb 2026)