LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,590
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,417
−HK$841/mo
Today · 4.125%
HK$28,258
baseline
▲ 0.50% · 4.625%
HK$29,977
+HK$1,719/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,516/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,581
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,375
−HK$805/mo
Today · 4.125%
HK$31,180
baseline
▲ 0.50% · 4.625%
HK$32,823
+HK$1,643/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,360/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,908
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,901
−HK$1,008/mo
Today · 4.125%
HK$33,909
baseline
▲ 0.50% · 4.625%
HK$35,973
+HK$2,064/mo
Deposit HK$4.66M · loan HK$7.00M · min. income ≈ HK$67,818/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,498
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,450
−HK$965/mo
Today · 4.125%
HK$37,415
baseline
▲ 0.50% · 4.625%
HK$39,388
+HK$1,973/mo
Deposit HK$4.66M · loan HK$7.00M · min. income ≈ HK$74,830/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,226
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,384
−HK$1,177/mo
Today · 4.125%
HK$39,561
baseline
▲ 0.50% · 4.625%
HK$41,968
+HK$2,407/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,122/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,414
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$42,525
−HK$1,126/mo
Today · 4.125%
HK$43,651
baseline
▲ 0.50% · 4.625%
HK$45,952
+HK$2,301/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,302/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,862
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,351
−HK$1,513/mo
Today · 4.125%
HK$50,864
baseline
▲ 0.50% · 4.625%
HK$53,959
+HK$3,095/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$101,728/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,246
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,675
−HK$1,448/mo
Today · 4.125%
HK$56,123
baseline
▲ 0.50% · 4.625%
HK$59,082
+HK$2,959/mo
Deposit HK$1.17M · loan HK$10.49M · min. income ≈ HK$112,246/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,291 · Scale 2, in force from 26 Feb 2026)