LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,592
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,419
−HK$840/mo
Today · 4.125%
HK$28,259
baseline
▲ 0.50% · 4.625%
HK$29,979
+HK$1,720/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$56,518/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,583
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,377
−HK$804/mo
Today · 4.125%
HK$31,181
baseline
▲ 0.50% · 4.625%
HK$32,825
+HK$1,644/mo
Deposit HK$5.83M · loan HK$5.83M · min. income ≈ HK$62,362/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$437,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,910
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,903
−HK$1,008/mo
Today · 4.125%
HK$33,911
baseline
▲ 0.50% · 4.625%
HK$35,975
+HK$2,064/mo
Deposit HK$4.66M · loan HK$7.00M · min. income ≈ HK$67,822/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,500
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,452
−HK$966/mo
Today · 4.125%
HK$37,418
baseline
▲ 0.50% · 4.625%
HK$39,390
+HK$1,972/mo
Deposit HK$4.66M · loan HK$7.00M · min. income ≈ HK$74,836/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$437,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,229
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$38,387
−HK$1,176/mo
Today · 4.125%
HK$39,563
baseline
▲ 0.50% · 4.625%
HK$41,970
+HK$2,407/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,126/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,416
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,527
−HK$1,127/mo
Today · 4.125%
HK$43,654
baseline
▲ 0.50% · 4.625%
HK$45,955
+HK$2,301/mo
Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$87,308/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,865
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,354
−HK$1,513/mo
Today · 4.125%
HK$50,867
baseline
▲ 0.50% · 4.625%
HK$53,962
+HK$3,095/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$101,734/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,250
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,678
−HK$1,449/mo
Today · 4.125%
HK$56,127
baseline
▲ 0.50% · 4.625%
HK$59,085
+HK$2,958/mo
Deposit HK$1.17M · loan HK$10.50M · min. income ≈ HK$112,254/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$437,317 · Scale 2, in force from 26 Feb 2026)