LTV · monthly repayment
▼ 0.50% · 3.625%
HK$265,965
−HK$16,678/mo
▼ 0.25% · 3.875%
HK$274,238
−HK$8,405/mo
Today · 4.125%
HK$282,643
baseline
▲ 0.50% · 4.625%
HK$299,841
+HK$17,198/mo
Deposit HK$58.32M · loan HK$58.32M · min. income ≈ HK$565,286/mo (50% DSR)
Upfront cash ≈ HK$65.90M (deposit + AVD stamp duty HK$7,581,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$295,883
−HK$15,986/mo
▼ 0.25% · 3.875%
HK$303,818
−HK$8,051/mo
Today · 4.125%
HK$311,869
baseline
▲ 0.50% · 4.625%
HK$328,308
+HK$16,439/mo
Deposit HK$58.32M · loan HK$58.32M · min. income ≈ HK$623,738/mo (50% DSR)
Upfront cash ≈ HK$65.90M (deposit + AVD stamp duty HK$7,581,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,158
−HK$20,014/mo
▼ 0.25% · 3.875%
HK$329,085
−HK$10,087/mo
Today · 4.125%
HK$339,172
baseline
▲ 0.50% · 4.625%
HK$359,809
+HK$20,637/mo
Deposit HK$46.66M · loan HK$69.98M · min. income ≈ HK$678,344/mo (50% DSR)
Upfront cash ≈ HK$54.24M (deposit + AVD stamp duty HK$7,581,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,060
−HK$19,182/mo
▼ 0.25% · 3.875%
HK$364,582
−HK$9,660/mo
Today · 4.125%
HK$374,242
baseline
▲ 0.50% · 4.625%
HK$393,969
+HK$19,727/mo
Deposit HK$46.66M · loan HK$69.98M · min. income ≈ HK$748,484/mo (50% DSR)
Upfront cash ≈ HK$54.24M (deposit + AVD stamp duty HK$7,581,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,351
−HK$23,349/mo
▼ 0.25% · 3.875%
HK$383,933
−HK$11,767/mo
Today · 4.125%
HK$395,700
baseline
▲ 0.50% · 4.625%
HK$419,778
+HK$24,078/mo
Deposit HK$34.99M · loan HK$81.65M · min. income ≈ HK$791,400/mo (50% DSR)
Upfront cash ≈ HK$42.57M (deposit + AVD stamp duty HK$7,581,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$414,236
−HK$22,380/mo
▼ 0.25% · 3.875%
HK$425,346
−HK$11,270/mo
Today · 4.125%
HK$436,616
baseline
▲ 0.50% · 4.625%
HK$459,631
+HK$23,015/mo
Deposit HK$34.99M · loan HK$81.65M · min. income ≈ HK$873,232/mo (50% DSR)
Upfront cash ≈ HK$42.57M (deposit + AVD stamp duty HK$7,581,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$478,736
−HK$30,021/mo
▼ 0.25% · 3.875%
HK$493,628
−HK$15,129/mo
Today · 4.125%
HK$508,757
baseline
▲ 0.50% · 4.625%
HK$539,714
+HK$30,957/mo
Deposit HK$11.66M · loan HK$104.97M · min. income ≈ HK$1,017,514/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$7,581,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$532,589
−HK$28,775/mo
▼ 0.25% · 3.875%
HK$546,873
−HK$14,491/mo
Today · 4.125%
HK$561,364
baseline
▲ 0.50% · 4.625%
HK$590,954
+HK$29,590/mo
Deposit HK$11.66M · loan HK$104.97M · min. income ≈ HK$1,122,728/mo (50% DSR)
Upfront cash ≈ HK$19.25M (deposit + AVD stamp duty HK$7,581,473 · Scale 2, in force from 26 Feb 2026)